There are two rates of return for your annuity. Athene Annuity Review | SmartAsset.com A Withdrawal Charge and any applicable Premium Bonus Vesting Adjustments or MVAs will not be applied to the death benefit paid. All Withdrawals are subject to an Equity Adjustment. You are protected from any Loss beyond the Floor Rate. The Segment Fee is set at issue and guaranteed not to change for the life of the Contract. BCA 2.0 offers a unique growth opportunity for your retirement savings. 1 Annual Strategy Charges and other optional rider charges will reduce the Accumulation Value. Shiller Barclays CAPE Allocator 6 Index - Athene BCA 2.0 and Velocity Creating lifetime income for a secure retirement. Cash Surrender Value (CSV) If you decide to surrender your contract, you will receive the contracts Cash Surrender Value. Not to be used with the offer or sale of annuities. These guys are awesome. Here are 5 tips to help make it easier. If requesting either Waiver, youll be eligible for up to 100% of your annuitys Interim Value. The S&P 500 is a product of S&P Dow Jones Indices LLC and has been licensed for use by Athene Annuity. The Athene Amplify Annuity is a single premium registered index-linked annuity (RILA) with a 6-year duration (CDSC), 5 indexes, and a 95 basis point annual fee that uniquely offers both a buffer and floor index crediting options. Jackson National Perspective II Lifeguard Freedom Flex, Athene Ascent Annuity Income Rider [Updated June 2019], 5 reasons why you should run from variable annuities. Our Headquarters. Social Security Benefits Calculator. Athene Annuity | Accumulator 5 Annuity - The Annuity Expert The purpose of this material is solicitation of insurance. Athene Annuity is one of the leading annuity companies in the United States. They got me the best deal and were very fast getting all the papers in order via 2 day ups. Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda. Nothing on this website is a recommendation to buy or sell an annuity. Reinsurers may not be licensed in all states. Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda. Fixed indexed annuities are not stock market investments and do not directly participate in any stock or equity investments or index. When this happens, your buffer protection will automatically reset based on current index value, providing an additional level of protection on those gains. Qualified Longevity Annuity Contract (QLAC). Please refer to each insurance companys complete product information before making any decision. Athene Annuity and Life Companys products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500. Athene Life Insurance Review - Investopedia Available states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, Maximum: $1,000,000 without prior home office approval, Free Withdrawal Percentage Schedule Year 1: 10% of the Purchase Payment, Year 2+: 10% of the Contract Value as of the previous Contract Anniversary. Insurance products may not be available in all states. Segment Credit: The amount credited to each Segment Option according to the terms of the Segment Option and Crediting Method. This fee does not apply to values in the Fixed Segment Option. The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda. The Interest Adjustment applies to all Segment Options on any date during the first six Contract Years. Additional limitations, variations, and exclusions may apply. An annuity rate is a percentage by which an annuity grows each year. Reinsurers may not be licensed in all states. 3 Not available in all states. For financial professional use only. Athene Amplify 2.0 is designed to be a long-term investment product used to help provide income for retirement. Please reach out to your financial professional if you have any questions about insurance products and their features. Explore flexible strategies and compare potential performance in different market scenarios. Athene Annuity NY expects all producers to follow annuity sales suitability practices. The Accumulation Value, less any applicable Withdrawal Charges, Premium Bonus Vesting Adjustments, Annual Strategy Charges and optional rider charges, if applicable, plus any applicable Market Value Adjustments, The Return of Charge Amount (available after the Withdrawal Charge period and if no withdrawals are taken that incur a withdrawal charge). Social Security Calculator - Athene Creating lifetime income for a secure retirement. A portion of that charge (1/12th) is deducted from the applicable Strategy Value each month. The Segment Fee is set at issue and guaranteed not to change for the life of the contract. Not available in all states. Harness Positive Momentum - Athene BCA 2.0 and Velocity They were more than happy to do whatever I wanted and always put my needs first. Barclays shall not be liable in any way to the Issuer, purchasers of the Products or to other third parties in respect of the use or accuracy of the Index or any data included therein. PDF Required Minimum Distribution (RMD) Form - iPipeline Any of these factors could impact the decision on when to claim Social Security and should be carefully considered. Performance Blend: Performance Blend is a weighted average return of three different indices (SPX, RTY, MXEA) where at the Segment End Date, 50% of the index change used to determine Segment Credits is based on the return of the best performing Index, 30% is based on the return of the second-best performing Index and 20% is based on the return of the lowest performing Index. This material is a general description intended for general public use. She makes sound and knowledgeable investments. Contract and segment values are calculated with historical index data and are not intended to represent future contract performance. By contacting us you may speak with an insurance licensed agent in your state, and you may be offered insurance products for sale. Today's Best Fixed Annuity Rates. Creating lifetime income for a secure retirement. This material is provided by Athene Annuity and Life Company (61689) headquartered in West Des Moines, Iowa, which issues annuities in 49 states (excluding NY) and D.C., and Athene Annuity & Life Assurance Company of New York (68039) headquartered in Pearl River, New York, which issues annuities in New York. Use our lifetime annuity calculator to get estimates of how much retirement income you can receive for the rest of your life. This web page contains highlights only for a full explanation of these annuities, please contact your insurance professional to see the Certificate of Disclosure which provides more detailed product information including all charges or limitations as well as definitions of capitalized terms. Reinsurers may not be licensed in all states. Death Benefit Should you, as the Owner, pass away before you begin receiving annuity payments, the full value of the annuity will be payable to your beneficiary or beneficiaries. This product and the components and features contained within are not available in all states or firms. It is not suitable as a short-term investment. Losses more than the Buffer Rate will reduce your Segment Value. Please reach out to your Financial Professional for more details on state approvals and firm guidelines. I worked with Jason and Kiara setting up an annuity. Athene Annuity and Life Company (61689), headquartered in West Des Moines, Iowa, and issuing annuities in 49 states (excluding NY) and D.C., and Athene Annuity & Life Assurance Company of New York (68039), headquartered in Pearl River, NY, and issuing annuities in New York, are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. You can selectively provide your consent below to allow such third party embeds. This provision applies during the initial Segment Term Period. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. All rights reserved. Historical data for the Shiller Barclays CAPE US Mid-Month Sector TR Net Index began 10/18/2021. ATHENE ANNUITES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. A fixed index annuity at a very basic level is a type offixed annuitythat guarantees you wont lose money due to a potential market downturn but provides an opportunity to earn more than when the markets perform. BALIR offers a choice of two options SGO Max or Flex Growth. In CA, the Confinement Waiver and Terminal Illness Waiver are not available. Best and Worst market scenario dates are based on the last 20 years and may differ per Segment Option. The Cap Rate, Participation Rate and Buffer Rate are then applied to this weighted average return. The LSE Group makes no claim, prediction, warranty or representation either as to the results to be obtained from the Products or the suitability of the Index for the purpose to which it is being put by Athene Annuity and Life Company. The Products are not in any way connected to or sponsored, endorsed, sold or promoted by the London Stock Exchange Group plc and its group undertakings (collectively, the LSE Group). The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. It's a great time for you to join one of the leading retirement services companies. Ibexis currently offers the best fixed annuity rate of 5.65%* in their 5-year fixed annuity as of June 30, 2023. After annuitization, payments will be consistent with the Settlement Option selected. For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. Additionally, we are available via phone and email Monday thru Friday from 8:30 to 5:30 EST at (855) 583-1104. The Accumulation Value is your premium plus any Interest Earnings. Use this calculator to help you determine how a fixed index annuity might fit into your retirement plan. The IES adds Interest Earnings, if any, to your annuity at the end of every two-year term. Use these resources to help you make your next life your best life. An optional Legacy Rider also provides guaranteed growth to the Death Benefit Rider Benefit Base. 1 See the Indexed Strategy Inserts for more information. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Protecting savings in turbulent times. SGO Max offers Income Base growth at a daily rate that is equivalent to 4.5% annual compound interest plus 100% of BCA 2.0 Interest Earnings, if any, minus the Annual Strategy Charge, if applicable. Standard & Poors and S&P are registered trademarks of Standard & Poors Financial Services LLC (S&P); Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Athene Annuity and Life Company. The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. This can ensure that you wont have any unpleasant surprises particularly down the road, when it may be much too late or too expensive to make any necessary changes to your annuity contract. This marks the 22nd consecutive quarter-over-quarter growth for RILA sales, according to theSecure Retirement Institutes 2020 Q2 U.S. Annuity Sales Report. Product features, limitations and availability vary; see the Prospectus for details. We create opportunitiesfor your clients and for you with competitive annuity solutions for accumulation, income, protection and legacy. There is a Long Term Care and Terminal Illness waiver built into the contract making your account liquid should the unfortunate happen. Form N1000-NY is the company's required suitability form. See the strength of Amplify 2.0. I would highly recommend My Annuity Store and Kiara for your annuity investment needs. You're ready to turn a portion of your savings into a source of guaranteed income, You want the flexibility to choose from several time frame options for receiving income. Dashboard Associates. Best Fixed Annuity Rates | July 8, 2023 | Up to 5.65% The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. Immediate Annuities | Athene All guarantees are backed by the claims-paying ability of the issuing carrier and may be subject to annual charges. As I just briefly stated there are two types of credit options RILAs use: Below is an illustration that should help you be able to visualize this better. The vision for their retail business is to be the fixed annuity market leader with a strong capital base and efficient operating model. Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. The annuity return rate depends on how much money is invested, interest rate and the length of the contract. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Athene Ascent Fixed Indexed Annuity Review: Pros and Cons For financial professional use only. The Minimum Interest Credit is based upon a percentage of your Initial Premium and Premium Bonus, if applicable, less withdrawals and charges. Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. Fitch Ratings - Chicago - 19 May 2022: Fitch Ratings has upgraded the Insurer Financial Strength (IFS) ratings of Athene Annuity & Life Assurance Company, Athene Annuity and Life Company, Athene Annuity & Life Assurance Company of New York, and Athene Life Re Ltd. (collectively referred to as Athene) to 'A+' from . The Index applies well-established principles for asset selection and allocation with a goal of providing positive long-term returns. Withdrawals, prior to commencing Lifetime Income Withdrawals, will reduce the Income Base by the same percentage that the Accumulation Value is reduced for the withdrawal. Please see the Prospectus for details.