A built-in Return of Premium benefit, for a charge, provides you with protection from unpredictable circumstances. In addition, it includes extra annuity benefits that other insurers usually charge for. You can turn your annuity balance into future income payments for yourself, guaranteed by the annuity company. A year after your initial purchase, you can take up to 10% of your balance per year out of the Ultimate One Index fixed index annuity without owing the surrender charge. No Withdrawal Charge or MVA will apply if you qualify for this benefit. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. After the 30-day Bailout Window, all charges may apply. Athene MaxRate MYG NMV (09/15) issued by Athene Annuity & Life Assurance Company of New York, headquartered in Pearl River, New York. Ensures you will receive a minimum interest crediting rate on a percentage of your premium, adjusted for withdrawals, while the contract is in effect. Your Athene annuity can offer your loved ones a quick source of funds to settle matters after your death. Taxes may apply. Product features, limitations and availability vary; see the Certificate of Disclosure for details. For financial professional use only. Athene surpassed Allianz Life as the #1 Provider of Fixed Index Annuities in 2020, based on total U.S. The Athene Ascent Pro 10 Bonus is a fixed annuity product with an issue age of 35 to 80. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. NONE OF EQUBOT, HSBC, SOLACTIVE OR THEIR SUPPLIERS GUARANTEES THE ACCURACY, ADEQUACY, TIMELINESS, COMPLETENESS OR AVAILABILITY OF THE AIMAX INDEX OR ANY COMPONENT THEREOF OR DATA INCLUDED THEREIN, OR THAT NO ERROR, OMISSION, DELAY OR INTERRUPTION WILL EXIST THEREIN. During your fixed annuity term, you earn a guaranteed interest rate. Request Info Individual Fixed Index Annuity Sales. 30-Year Mortgage Rates 15-Year Mortgage Rates 5/1 Arm Mortgage Rates 7/1 Arm Mortgage Rates Lender Reviews Quicken Loans Mortgage Review Rocket Mortgage Review Chase Mortgage Review Better.com Mortgage Review Wells Fargo Mortgage Review AmeriSave Mortgage Review More Mortgage Lender Reviews Taxes Calculators Income Tax Calculator Important InformationThis annuity has limitations and charges. The annuity return rate depends on how much money is invested, interest rate and the length of the contract. This is the guaranteed annual yield, including bonuses if applicable, for the initial guarantee period term, up to the first penalty free full withdrawal window. S&P 500 Index The "S&P 500" is a product of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates ("SPDJI") and has been licensed for use by Athene Annuity and Life Company. This annuity is a premium banded product. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. The interest rate for this strategy is guaranteed for the Term Period you chose. Withdrawals in excess of the free amount are subject to a Withdrawal Charge and MVA which may result in the loss of principal. Income you can't outlive. For MA: Confinement Penalty Waiver not applicable.
Annuity Review of the Athene MaxRate 7 | AnnuityAdvantage You cannot be confined at the time the contract is issued and confinement must begin at least one year after the Contract Date. Financial professionals will be paid a commission on the sale of an annuity.
Maxrate - Annuity Products | Athene Best Annuity Rates of 2023 You can set up an Ultimate One Index Series annuity for seven or nine years. Your Initial Premium will earn a guaranteed fixed rate of interest for a Term Period you choose. All Rights Reserved. Neither RSBB-I, LLC nor Robert J. Shiller and its consultant, IndexVestLAB, LLC and consultants thereto, shall have any liability for any errors, omissions, or interruptions therein, and makes no warranties, express or implied, as to performance or results experienced by any party from the use of any information included therein or upon which it is based, and expressly disclaims all warranties of merchantability or fitness for a particular purpose with respect thereto, and shall not be liable for any claims or losses of any nature in connection with the use of such information, including but not limited to, lost profits or punitive or consequential damages, even if RSBB-I, LLC is advised of the possibility of same. Additionally, Athene as issuer or producer of the Products may for itself execute transaction(s) with Barclays in or relating to the Index in connection with the Products. Choose from three, five, or seven-year guarantee terms. It guarantees that your beneficiary will receive your annuitys full Accumulated Value or Minimum Guaranteed Contract Value, whichever is greater. This compensation comes from two main sources. These give you the potential to earn interest based in part on the upward movement of a stock market index. These annuities would offer a guaranteed income for life (even if the annuity ran out of money), removing the concern of making your money last in retirement and running out of money. Athene is a relatively new insurance company but has expanded to become a significant player in the annuity markets. No Withdrawal Charge or MVA apply if you qualify for this benefit.
Athene Launches Fixed Indexed Annuity Designed to Maximize Long-Term Waiver Withdraw up to 100% of the annuitys Accumulated Value if you are diagnosed with a terminal illness that is expected to result in death within one year and meet eligibility requirements. Rate Changes.
Athene MaxRate 5 fixed annuity is a 5-year retirement savings plan that offers competitive interest rates and offers liquidity to access your money.
Annuity Review of the Athene MaxRate 5 | AnnuityAdvantage Share: Open PDF; Product Company AM Best Years Rate Info; Certainty Select 10: EquiTrust Life Insurance Company: B++: 10: 5.40% . This rate may vary each year, but it will always equal or exceed the Minimum Renewal Interest Rate guaranteed in your contract. It would reduce your balance for income if rates have gone up and increase your balance if rates have gone down since your purchase. Annuities are a type of insurance contract. Is The Mega Backdoor Roth Too Good To Be True?
Fixed annuities are for conservative investors who want safety and guarantees. Please reach out to your financial professional if you have any questions about insurance products and their features. The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. State variations, age restrictions and holding periods may apply. Youre looking for a secure way to boost your retirement savings. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. Americo annuities require a minimum purchase of at least $10,000. See page 6 for details. Americos fixed annuity is called the Platinum Assure Series, offering terms of two years to seven years. Life Insuranceis also an inexpensive way to leave a death benefit to beneficiaries. These are excellent fixed annuity rates. Some lifetime income riders offer a retirement income that increases to keep up with inflation, help pay forlong-term care expenses, and offer anenhanced death benefitto help your beneficiaries. Athene annuity guarantees you will not lose money due to stock market risk or losses. Annuities provide the advantage of tax-deferred interest accumulation. All products are issued by insurers rated A or higher by A. M. Best. To complete your product training, visit the RegEd site, For product support or to run an illustration, contact the best Sales Desk in the business at 888-ANNUITY. AnnuityAdvantage is your fixed annuities marketplace on the web. After you purchase your annuity you can continue to add money to it. Its a lower guarantee because theres more risk with industry funds versus the entire S&P 500. Depending on the product, the bonus can range from 2% to 10% of your initial premium. Athene MaxRate 5 annuities include a Death Benefit. These charges do not apply to Free Withdrawals, RMDs, payments made in settlement of your annuitys Death Benefit, or Confinement and Terminal Illness waivers. AtheneMaxRateoffers multiple Term Periods. Related Reading: Is $2 million enough to retire at 60? In other words, a $100,000 deposit immediately turns into $105,000. $13,468/year. This is called annuitization.. Product description Fixed annuities are for conservative investors who want safety, security, and guarantees. Allianz See all Allianz Annuities. The rates usually range anywhere between 1.50% and 4.50% annually. It is a 10-year, single premium tax-deferred annuity that starts with a one time, lump sum premium payment of at least $5,000. Athene annuities declare the guaranteed rate for this strategy each contract year. , . If you want an annuity with direct access to investment funds, you must work with another insurance company. Guide Me. Interest is credited to your annuity using one of two interest crediting strategies. The fixed strategy provides a guaranteed rate of interest that is credited to your annuity daily. For more investment variety, you could use the Americo Elite 5 fixed index annuity. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Save more with great rates and lower potential risk .
Annuity Rates Are Increasing In 2022 - Up to 6.00% - My Annuity Store, Inc. Athene offers a good selection of products.
Today's Best Multi-Year Guaranteed Annuities (MYGAs) There are two options we can offer. AI Powered Multi-Asset Index The AI Powered Multi-Asset Index (the "AiMAX Index") is the exclusive property of EquBot Inc. ("EquBot") and administered, calculated, and published by Solactive AG ("Solactive"). Financial professionals will be paid a commission on the sale of an annuity. Americos fixed annuities charge a 9% surrender charge in the first year. See product brochure, disclosure and riders for additional details, limitations and availability. Not all annuities are available in all states. Multi-year and annual crediting terms provide growth potential and liquidity. You are protected against market losses. The name of each annuity product indicates the term. The Americo Elite 5 annuity lasts five years, except for Florida, where it lasts ten years. Based in Kansas City, Mo., Americo sells its products nationwide. If the total interest credited to your annuitys Accumulated Value is less than the Minimum Interest Credit at the end of your Withdrawal Charge period, you will automatically receive a one-time interest credit equal to the difference. Athene MaxRate 7 annuities provide annual Free Withdrawal privileges beginning in the first Contract Year. We guarantee you will not lose money due to stock market risk or losses. If you want another alternative for a fixed index annuity, consider Allianz. Shiller Barclays CAPE Allocator 6 Index The Shiller Barclays CAPE Allocator 6 Index has been developed in part by RSBB-I, LLC, the research principal of which is Robert J. Shiller. Once the Withdrawal Charge period is over, your clientcan access the full value oftheannuity at any time. If youre seeking to enhance a death benefit for estate planning purposes, also shop and compare life insurance quotes too. Choose a MaxRate 5 fixed annuity from Athene Annuity and Life Company and you can expect: Annuities provide insurance against the risk that youll outlive your money after you retire. You can withdraw up to 100% of your annuitys value if you are confined to a Qualified Care Facility. All transactions are subject to meeting a reinsurers underwriting requirements. Our best guaranteed fixed annuity rates for July 2023! There are multiple types of annuities designed for. You will preserve your principal and earn a fixed rate of return. Athene Accumulator fixed indexed annuities offer a variety of index crediting strategies and exclusive indices that deliver strong growth potential. Shop and compare annuity rates best plans in the United States. Rates are based on current interest rates and are subject to change at any time. $ 10,000.00 Athene Performance Elite 10 Plus fixed index annuity is a 10-year retirement savings plan offering a premium bonus, designed to safely grow your retirement savings, protect against stock market loss, and offer extra liquidity. Additional Premium amounts must be at least $1,000, and not more than $100,000 annually. No purchaser, seller or holder of the fixed indexed annuity, or any other person or entity, should use or refer to any AiMAX Mark or other EquBot trade name to sponsor, endorse, market or promote the fixed indexed annuity without a license from EquBot and HSBC. You can purchase an Athene MaxRate 7 annuity with an Initial Premium of $10,000 $1 million. RSBB-I, LLC is not an investment advisor, and does not guarantee the accuracy or completeness of the Shiller Barclays CAPE Allocator 6 Index, or any data or methodology either included therein or upon which it is based. Guarantees provided by annuities are subject to the financial strength and claims paying ability of the issuing insurance company. The Cash Surrender Value is equal to the greatest of the following values as defined in your contract: Athene Protector 5 annuities are designed to meet your long-term savings and retirement needs. We provide one stop shopping for all of your annuity rates and annuity quotes needs. Information presented on this website is not intended as tax or legal advice. Request Info The Minimum Interest Credit feature in Athene Accumulator 7 annuity takes this guarantee one step further. You can see our full list of MYGAs and their rates on the tables above. Fixed Account with 1-Year Guarantee Withdrawal Charge Duration Low Band (Up to $100,000)High Band ($100,000+) 110%80%110%80% 75%50%75%50% 90%70%90%70% 55%55% 4.30%3.50%4.30%3.50% 1.80% 7 years1.80% 7 years Death Benefit Rider Rates Athene Accumulator 7 fixed index annuity is a 7-year retirement savings plan built for safe growth, protection from stock market volatility, and enhance a death benefit. How much money should you have saved by 30? You cannot be confined at the time your contract is issued and confinement must begin at least one year after the Contract Date. As long as you keep your annuity for the Withdrawal Charge period, your principal and the interest you earn are guaranteed. We create opportunities for your clients and for you with competitive annuity solutions for accumulation, income, protection and legacy. Upfront bonuses are frequently subject to a vesting schedule. 2023 Forbes Media LLC. If you take out more, the surrender charge applies to any amount taken out over the permitted annual limit. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC.
Athene Protector 5 Fixed Indexed Annuity - The Annuity Expert Fixed indexed annuity. You dont pay taxes on any growth until you withdraw money. As long as you keep your annuity for the Withdrawal Charge period, your principal and the interest you earn are guaranteed. Athene USA is headquartered in West Des Moines, Iowa and is the principal operating location for Athene's business in the United States. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Athene. Not to be used with the offer or sale of annuities. Each Contract Year, you can withdraw up to an amount equal to the Multi-Year Fixed Strategy Rate multiplied by Accumulated Value (as of the most recent Contract Anniversary) without incurring a Withdrawal Charge or Market Value Adjustment. If you surrender your annuity or withdraw an amount that exceeds the Free Withdrawal amount during the Withdrawal Charge period, you will incur a Withdrawal Charge. The MVA may increase or decrease the amount of the Withdrawal or Cash Surrender Value of your Contract depending on the change in interest rates. You have different options available to you depending on whether you want to receive income for a set period of time, your lifetime, or the lifetimes of you and your Joint Annuitant. In part, Withdrawal Charges allow the company to invest your money on a long-term basis and generally credit higher yields than possible with a similar annuity of a shorter term. You can begin receiving guaranteed income from your annuity once it matures (on the Annuity Date). Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. The minimum premium is $10,000 with an accumulation period of at least 20 years or until the lifetime. Standard & Poor's and S&P are registered trademarks of Standard & Poor's Financial Services LLC, a division of S&P Global ("S&P"); Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC ("Dow Jones"); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Athene Annuity and Life Company.
Christopher Columbus High School Acceptance Rate,
Iowa Western Football Schedule 2023,
Owens Community College Basketball,
Cna In Virginia Salary Per Hour,
Articles A