\u00a9 2023 wikiHow, Inc. All rights reserved. 8 MIN READ Share on Key Takeaways Distracted driving continues to be a deadly issue in the US and globally. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. Youre likely to get pulled into court to battle over culpability. Ditch paper files for 100% compliant digital DQ fileswe take care of everything. Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. 2023 The Travelers Indemnity Company. Top 5 Ways to Prevent Distracted Driving How Does Distracted Driving Affect Insurance? In 2020, the monumental year that completely changed our lives, Zendrive released a Collision Report drawing from hundreds of billions of miles of data to understand the underlying behaviors connected to crashes., When we analyzed a subset of 86,000+ collisions and found that 57% of all crashes involve phone use. Driving requires your full attention. Fines for texting and driving also vary depending on the state. Founded in 1902, AAA is headquartered in Heathrow, Florida. hbspt.cta._relativeUrls=true;hbspt.cta.load(3780857, 'ebeab3d5-6fdc-467e-a005-d3c7dd18160e', {"useNewLoader":"true","region":"na1"}); Distracted driving is the most dangerous thing your drivers could do. Dont wait until youre on the road to prepare for your drive. Distracted driving is under-reported and the, estimates that cell phone use alone accounted for 27% of crashes in 2015, 1 in every 5 people killed in a distracted driving collision are not in a vehicle - they are pedestrians, cyclists, or otherwise outside of their vehicles, Its estimated that texting and driving is, six times more like to cause an accident than drunk driving, Talking on the phone (even with hands-free devices), As the National Safety Council points out, Lost time due to employees being injured or in legal trouble, Defensive driving behaviors and strategies have proven to keep their focus on the road, How dangerous distracted driving is, thus encouraging them to avoid distractions. Looking ahead, new-age behavior-based insurance programs will play a huge role in curbing the problem. Using in-car navigational tools while youre on the road can be a dangerous distraction and could potentially cause an accident. Its no problem, just pull over so you can do it safely. Every 12 minutes some dies in a motor vehicle crash, every 10 seconds an injury occurs, and every 5 seconds a crash occurs, stated the CDC. Distracted driving happens when a driver's attention is taken away from the driving task because they are focused on something else. By clicking the submit button below, you are agreeing with Bobit Business Medias Privacy Policy and this outlined level of consent. Drivers who are distracted and fail to focus their full attention on the road are the leading cause of most crashes, according to the National Highway Traffic Safety Administration. Be a safe passenger: As a passenger, encourage distraction-free drivers. wikiHow, Inc. is the copyright holder of this image under U.S. and international copyright laws. Most fleet management and safety companies recommend a multi-faceted approach to minimize distracted driving as follows: Educate about distracted driving and implement policy; define penalties for non-compliance, and monitor driver behavior. Heres an example of how some of our clients implement fleet safety meetings: Of course, it can be a lot of work to create, implement, and maintain a monthly safety meeting plan. After all, it's not like you're going to go on a four-hour road trip and not talk to your passengers. Homeowners Insurance is underwritten by The Standard Fire Insurance Company, Certicate of Authority # 3545. OurDriveologyprogram rewards safe drivers, too. Call to learn more. In CA: Automobile Insurance is underwritten by Travelers Commercial Insurance Company, Certificate of Authority # 6519; Travelers Property Casualty Insurance Company, Certificate of Authority # 6521. You can take your time to safely admire it. When implementing a distracted driving initiative, it is imperative to have the support and backing of all levels of management within the organization, Burrell said. Steps you can take to limit the likelihood of driving distracted include: 1. Distracted driving comes in many forms: adjusting the radio or GPS, applying makeup, eating and drinking. Here are some selection and hiring processes to help you hire the right person: If you want to learn more about developing selection and hiring processes, book a meeting with us here. advertisement. This includes while being stopped at a red light or stop sign. Login for quick access to your previous policy, where all of your vehicle information is saved. How to Prevent Distracted Driving: 6 Tips for Safer Driving About 9% of traffic deaths result from distracted driving each year. From overseas: call an agent in your country. About the Author. More than 40,000 Americans died on the roads in 2016, the most significant increase in deaths over a two-year period in more than 50 years.1 Whether someone you love has been known to text and drive, or you have found yourself distracted behind the wheel, these tips can help avoid dangerous activity on the road. Focus on the road and the drivers around you. While we still await statistics for 2022 from the NHTSA, we do know that as of 2022, hand-held phones use while driving has been banned in 24 states. Adjust all vehicle settings (radio station/volume, GPS destination, climate control, etc.) Don't Use Your Phone While Driving As we mentioned, cellphone usage is the number one cause of distracted driving. Even hands-free calling and voice texting may increase the risk of an accident. Weve all reached back to find the babys toy or stop the dog from climbing onto you. Read the full comic. You wouldn't get in a car with a drunk driver, so don't get in a car with a distracted driver, either. wikiHow, Inc. is the copyright holder of this image under U.S. and international copyright laws. activity that pulls your focus away from the task of driving, Talking on the phone (hands-free or otherwise), Looking at something on the side of the road. All underwriting companies listed above are domiciled in the state of Connecticut and are located at One Tower Square, Hartford, CT 06183. References. This image is not<\/b> licensed under the Creative Commons license applied to text content and some other images posted to the wikiHow website. To add to these, here are some key distracted driving safety tips to adopt: *Opinions are her own and do not represent those of MunichRe. You can work to prevent distracted driving with your employees. This article was co-authored by American Automobile Association. The truth is, there are lots of potential distractions out there on the road. Eating before or after your trip is a great distracted driving solution for you and those around you. Following state laws, safety tips, and using car-mode apps can limit distracted driving. Never drink and drive. About 25 percent of the distracted drivers involved in fatal crashes are in their 20s, and teen drivers are even more likely to be involved in a distracted driving accident. This is the equivalent of driving with ten cars on the road but five of them are invisible. Homeowners Insurance is underwritten by Travelers Personal Insurance Company. There's also Distractions Avenue, a simulation game to see how quickly you and your teen can . Officials say if you are holding your phone while driving, you . (858) 551-2090(Available 24/7) (858) 551-2090(Available 24/7) Free Consultation Home Practice Areas Auto Accidents Car Motorcycle Pedestrian Truck Bicycle What is Distracted Driving? Teens in this age range make up the largest group of drivers who were distracted at the time of a fatal collision.. They dont register the other cars because the drivers mind is focused on something else. It then implemented a distracted driving program. Looking ahead, new-age behavior-based insurance programs will play a huge role in curbing the problem. When you or your drivers are distracted, you might miss: We dont see the risk right away, so we dont react/respond as quickly as we normally would. Comments that include personal This image may not be used by other entities without the express written consent of wikiHow, Inc.
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